We are a private debt group who provide simple and fast property loans. We believe everyone deserves the opportunity to improve their financial wellbeing, and that financial services should be straightforward to support the goals people have.
By using an intelligent, problem-solving approach to lending, through Think Property Finance we support property entrepreneurs with fast and straightforward access-to-capital; and through Think Invest, we provide access to property-backed co-investments with highly attractive returns. We operate to a high ethical standard and seek to ensure integrity across all of our operations.
We believe integrity in The Think Family can be summed up in two words: aligned partnership. We only succeed as our co-investors, borrowers, and employees do, too. Not too unlike a family, after all! And through our charitable initiative, Think Further, we are committing 10% of profits to charities supporting debt relief, homelessness, and other worthwhile causes.
We think that property lending can become overly slow and bureaucratised, when it just doesn’t need to be! Too many borrowers get let down by lenders that treat them like underwriting checklists rather than true partners.
We think differently. Our aim is to see every borrower to succeed. This means that we take time to personally understand each borrower’s needs; we make the enquiry and application process as simple and straightforward as can be; we use our extensive property expertise to curate loans that meet each borrower’s needs; and we do all of this in market-beating times to get borrowers the funds they need, fast!
We also take a pragmatic, problem-solving approach to lending. This, of course, helps us get loans over the line. But more than that, it helps the borrower during the loan. Nobody goes into a property deal expecting issues, but we all know they can arise. We always look to work with our borrowers to find solutions to tricky situations, from restructuring loans to giving generous extension terms to help when projects get delayed.
We are a whole-of-country lender, with loans from the south-east, all the way to Scotland and Northern Ireland.
We have completed on approaching 150 loans, with a default rate below 2%.