The
Think
Family

We are a private debt group providing simple and fast property loans.

As a lender, we think it is crucial to know why we do what we do. You can find out more here, but these are our “Whys”:

1. We aim to support hundreds of entrepreneurial developers create dream properties for renters or buyers

2. We aim to give investors a decent return on their hard-earned money, including many of our team members, well beyond typical bank deposit rates

3. We aim to give bright, energetic, ethical people a chance at a new career as we build our team outside of normal hiring routes for careers in finance

4. We will give 10% of our pre-tax profits to worthy causes in our communities - to find out more, check out our Think Further page

How
We
Think

Property lending can be overly slow and complex when it doesn’t need to be! We think too many borrowers get let down by lenders that treat them like underwriting checklists rather than partners.

We think differently. Our aim is to see every borrower to succeed, so we take a pragmatic approach to lending to help get loans over the line, using our extensive property expertise to curate loans that meet each borrower’s needs.

Nobody goes into a property deal expecting issues, but we all know they can arise. We always look to work with our borrowers to find solutions to tricky situations, from restructuring loans to giving generous extension terms to help when projects get delayed.

Why Borrow With Us

Speed

We regularly complete loans in under 10 working days. We deliver on speed when others can't.

Service

Whoever you want to speak to - and at any point in the loan process - we're only a phone call away. Many borrowers choose us for our customer service, because we take a truly personal approach to lending, tailored specifically to each borrower and broker.

Simplicity

Property finance doesn't need to be complicated, so we keep things simple! From enquiry all the way to completion and redemption, our process is straightforward and easy-to-follow.

Security

Unlike other lenders, we lend with our own money. This means we're aligned with you to see you succeed. Other lenders put burdensome covenants into their loan agreements which could lead to funding being pulled at any time. We don't.

Meet Our Team

Justin is the founder and director of the company, which he started back in 2014. He works across all departments, providing the team with ways to make Think bigger and better. He enjoys splitting his time between the UK and the USA, preferring the latter for the warmer weather.

Justin Stewart

Founder & CEO

Justin is the founder and director of the company, which he started back in 2014. He works across all departments, providing the team with ways to make Think bigger and better. He enjoys splitting his time between the UK and the USA, preferring the latter for the warmer weather.

Liz joined in 2019 and now heads our all women lending team! A priceless cog in the Think machine, she is a truly wanted women by all our clients. When not managing Think’s day-to-day, she enjoys long walks on the weekend with her family and dog Bailey.

Liz Tan

Head of Lending

Liz joined in 2019 and now heads our all women lending team! A priceless cog in the Think machine, she is a truly wanted women by all our clients. When not managing Think’s day-to-day, she enjoys long walks on the weekend with her family and dog Bailey.

Matt joined as our Finance Director in late 2022. He is a chartered accountant whose previous role was as Head of Finance for a national charity. He loves football and is a voluntary director of Chester Football Club. He also has 2 young boys (i.e. no time for hobbies!!)

Matt Dickenson

Finance Director

Matt joined as our Finance Director in late 2022. He is a chartered accountant whose previous role was as Head of Finance for a national charity. He loves football and is a voluntary director of Chester Football Club. He also has 2 young boys (i.e. no time for hobbies!!)

With over 18 year’s experience as a property financier and consultant, Brian aka self-proclaimed Mr Cautious, keeps the lending team in check. He enjoys spending time with family, and often aids in charity work.

Brian Levin

Senior Underwriter

With over 18 year’s experience as a property financier and consultant, Brian aka self-proclaimed Mr Cautious, keeps the lending team in check. He enjoys spending time with family, and often aids in charity work.

Pascaline is our Lead Originator and the main point of contact for any enquiries or questions about Think you may have. She oversees a lot of our client management and manages loans from enquiry to completion. Originally from France, Pascaline loves spending time with family and friends, especially her young daughter and husband.

Pascaline Guilloton

Lead Originator

Pascaline is our Lead Originator and the main point of contact for any enquiries or questions about Think you may have. She oversees a lot of our client management and manages loans from enquiry to completion. Originally from France, Pascaline loves spending time with family and friends, especially her young daughter and husband.

Evelyn supports Liz and the wider team in our lending department. She enjoys dancing in carnivals and parades with her Bolivian folk group and is always up early for sunrise gym sessions.

Evelyn Perez

Assistant to Head of Lending

Evelyn supports Liz and the wider team in our lending department. She enjoys dancing in carnivals and parades with her Bolivian folk group and is always up early for sunrise gym sessions.

Ronnie is the gem of Think – maintaining our financial records and accounts, she is always there to help with any question the team might have. Ronnie loves travelling and visiting her son who studies in America.

Ronnie Sussex

Bookkeeper

Ronnie is the gem of Think – maintaining our financial records and accounts, she is always there to help with any question the team might have. Ronnie loves travelling and visiting her son who studies in America.

Marianna came to the UK five years ago to study and gain new experiences. She completed her master's in International Financial Analysis from the University of Glasgow in 2021. She always strives to see the positive side of things, enjoys cycling through London's bustling roads and exploring new restaurants and cuisines.

Marianna Maragkoudaki

Lending Team Assistant

Marianna came to the UK five years ago to study and gain new experiences. She completed her master's in International Financial Analysis from the University of Glasgow in 2021. She always strives to see the positive side of things, enjoys cycling through London's bustling roads and exploring new restaurants and cuisines.

Alexander is our CoInvestor Liaison and the primary point of contact for prospective and existing coinvestors at Think. He oversees enquiries related to the investor onboarding process, available offerings at Think, as well as the investment process. Born British/Chinese and raised in Singapore, Alex has a passion for meeting new people from around the world and learning about their cultures.

Alex Chen Lipszyc

Investor Liaison

Alexander is our CoInvestor Liaison and the primary point of contact for prospective and existing coinvestors at Think. He oversees enquiries related to the investor onboarding process, available offerings at Think, as well as the investment process. Born British/Chinese and raised in Singapore, Alex has a passion for meeting new people from around the world and learning about their cultures.

Raj Dhaliwal, Management accountant with a background in insurance and media. Working since leaving college at 18, Raj brings a wealth of experience to the financial field. A big football fan, particularly supporting Arsenal, he enjoys both playing and watching football in his spare time. Raj has a passion for travel and often explores new destinations. Additionally, he appreciates spending leisure time at the pub, combining socializing with a relaxed atmosphere.

Raj Dhaliwal

Management accountant

Raj Dhaliwal, Management accountant with a background in insurance and media. Working since leaving college at 18, Raj brings a wealth of experience to the financial field. A big football fan, particularly supporting Arsenal, he enjoys both playing and watching football in his spare time. Raj has a passion for travel and often explores new destinations. Additionally, he appreciates spending leisure time at the pub, combining socializing with a relaxed atmosphere.

Where We Are

Location

Highland House 
165 The Broadway 
London, SW19 1NE

Phone

Office : +44 20 3773 5278

Our Hours

MON-FRI 09:00 – 17:00