The borrower’s loan with another lender was due, but the build was not yet complete and as such they required urgent funding to ensure no further delays to the repayment of their previous loan and the build. Covid-19 put a great strain on materials, causing countless shortages and delays which is still felt all these months on. This borrower unfortunately felt the repercussions of these shortages, requiring several months of extensions. We understand this was out of everyone’s control, and remained flexible, accommodating to their needs and helping out wherever we could!