Introducing Raj!

The warmest welcome to our new Management accountant – Raj Dhaliwal!

Raj joins us as a Management Accountant, bringing with him a diverse background in insurance and media. With a career spanning from the age of 18, Raj has accumulated a wealth of experience in the financial sector, making him a valuable addition to our team.

Beyond his professional expertise, Raj is also a passionate football enthusiast, with a strong allegiance to Arsenal. Whether he’s cheering on his favorite team from the stands or enjoying a friendly match on the pitch, football holds a special place in Raj’s heart.

But Raj’s interests extend far beyond the football field. He’s also an avid traveler, always eager to explore new destinations and immerse himself in different cultures. When he’s not jet-setting to exotic locales, you can often find Raj unwinding at the local pub, where he combines his love for socialising with a relaxed atmosphere.

If you want to know what it means to invest with Think, or if you just want to know more about how we work, you can speak to Raj today at  raj@thinkpropertyfinance.com  

Senior Development Loan

Purchase Costs
(up to)
1 %
Development Costs
(up to)
1 %
max Loan
£ 1 m
max LTGDV
1 %
month Term
1- 2
from Rate
(per month)
0. 0 %

Senior Development Loan

We provide Senior Development Loans for up to 18 months on almost any residential project with development costs under £1.5m. As we lend on small- to medium-sized projects, we’re still able to complete in market-beating times where required.

SIMPLE

Apply for a loan in a matter of minutes

FLEXIBLE

We’ll work with you to provide the loan you need

FAST

Receive funding from within two weeks if required

Case Study

One such Senior Development Loan was against a block of new-build apartments in Poole. The development proposal changed during the loan, and our flexibility enabled us to meet the borrower’s changing needs during the term.

Light Development Loan

Purchase Costs
(up to)
1 %
Development Costs
(up to)
1 %
max Loan
£ 1 m
max LTGDV
1 %
month Term
1- 2
from Rate
(per month)
0. 0 %

Light Development Loan

If you have a project – involving a major refurb, conversion or extension – and require funds for both the purchase (i.e. on day 1) and the development work (i.e. loan drawdowns), then our Light Development Loan is for you. Even with drawdowns, we make the process as simple as possible. And for these projects, we typically don’t even require monitoring surveys, either.

SIMPLE

Apply for a loan in a matter of minutes

FLEXIBLE

We’ll work with you to provide the loan you need

FAST

Receive funding from within two weeks if required

Case Study

On this loan, we had a borrower who required a Light Development Loan to purchase an ex-semi commercial unit to convert into flats. They needed funds very quickly, and we were able to structure a deal to provide the loan needed.

Auction Bridging Loan

max LTV
1 %
max Loan
£ 2 m
month Term
1- 2
from Rate
(per month)
0. 0 %

Auction Bridging Loan

If you have your eyes set on a property soon to go under-the-hammer, then our Auction Bridging Loan enables you to go into the auction with confidence. We’ll arrange terms with you up front, so that you know exactly what you can afford to pay. And given the speed with which we complete on loans, delivering on the finance after you’ve secured the property won’t be a problem.

SIMPLE

Apply for a loan in a matter of minutes

FLEXIBLE

We’ll work with you to provide the loan you need

FAST

Receive funding from within two weeks if required

Case Study

Here we had a borrower looking to purchase an HMO at auction. We agreed terms upfront, and after the borrower was successful at auction, we completed just a few days later.

Residential Bridging Loan

max LTV
1 %
max Loan
£ 1 m
month Term
1- 2
from Rate
(per month)
0. 0 %

Residential Bridging Loan

If you’re looking for a straightforward, short-term loan against a UK property that you own – or are about to purchase – then our Residential Bridge is for you. We provide terms up to 15 months to help you bridge your funding gap, whether it’s a house sale, refinance, or an other source of funding that’s just a few months down the road.

SIMPLE

Apply for a loan in a matter of minutes

FLEXIBLE

We’ll work with you to provide the loan you need

FAST

Receive funding from within two weeks if required

Case Study

Here’s an example of one of our Residential Bridging Loans, on a house in Croydon. Our borrower needed a 6 month loan to purchase a property before selling it on to other developers.

Refurb Bridging Loan

Purchase Costs
(up to)
1 %
max Loan
£ 2 m
max LTGDV
1 %
month Term
1- 2
from Rate
(per month)
0. 0 %

Refurb Bridging Loan

Our Refurb Bridging Loan is for projects where the borrower is looking to refurbish, convert or extend a property. We provide up to 70% of the purchase price on day 1, and the borrower then provides the funding themselves for any work required. Because of this, developers typically love this product when the refurb or conversion costs are small, as it enables them to maximise their day 1 funding.

SIMPLE

Apply for a loan in a matter of minutes

FLEXIBLE

We’ll work with you to provide the loan you need

FAST

Receive funding from within two weeks if required

Case Study

We recently lent to a developer who was looking to convert a house in Oxfordshire into an HMO. They had the funds for the conversion, so just needed as much on day 1 to help with the purchase costs. We provided 70% LTV even though another lender had down-valued the property.